Financing Options | WM Henderson

Financing

Financing Options

All-New Promotional Financing Options1: Designed for Possibility

Don’t let a limited budget keep you from making your home the best it can be.
Wm. Henderson has teamed up with Synchrony Bank to offer easy promotional financing options for your heating, cooling, or plumbing upgrades. Apply for your Home Design credit card now!

Trusted Partners

Synchrony Bank is one of the premier consumer financial services companies in the United States.  With over 80 years of retail heritage, today Synchrony is the largest provider of private label credit cards in the United States2.

Synchrony Bank can provide you with promotional financing options for major purchases. Explore budget-friendly ways to move forward on your must-have home-improvement projects.

Simply Easy

Synchrony Bank expands your purchasing power and convenience with:

A simple application process, and fast credit decisions
Unsecured, revolving credit lines
Open credit line for future purchases3
Promotional financing options1
Convenient monthly payment options
Online account management

Apply Now

Don’t wait to upgrade your home comfort! Complete your quick, secure and private application now. To apply for your Home Design credit card now, click the Apply button below to get started!

Synchrony

For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

If your application is approved, or, if you are an existing cardholder, the below promotional financing options may be available.

Plan 180

Reduced 9.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount – Until Paid in Full4

Estimated payoff period 132 months. See below for additional information.

Plan 181

No Monthly Interest if Paid in Full Within 12 Months (Deferred Interest)5

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.

Plan 182

No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest)6

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.

 

1. Subject to credit approval. Minimum monthly payments required. See store for details.

2. Based on purchase volume and receivables.

3. Subject to credit approval.

4. Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.

5. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.

6. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.

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