Financing

NO MONEY DOWN, $0 PAYMENTS

& 0% Interest For 12 Months

Offer Ends 11/27/20. GET YOUR COUPON NOW ▶

Your Comfort is Our Priority

For Wm. Henderson, delivering comfort that fits your home also means financing that fits your wallet. Once you’ve customized the right system for you, let our team deliver flexible HVAC financing options you can be comfortable with! We partner with some of the industry’s most reputable lenders to make the financing process easy. Our providers provide a considerable list of options that make the decision process simple. That means you won’t wait days to confirm the right financing option for you. Explore your options below, or call your Wm. Henderson team today to get even more information on the right financing plan for you. 

All-New Promotional Financing Options1: Designed for Possibility

Don’t let a limited budget keep you from making your home the best it can be.

Wm. Henderson has teamed up with Synchrony Bank to offer easy promotional financing options for your heating, cooling, or plumbing upgrades. Apply for your Home Design credit card now!

Trusted Partners

Synchrony Bank is one of the premier consumer financial services companies in the United States.  With over 80 years of retail heritage, today Synchrony is the largest provider of private label credit cards in the United States2.

Synchrony Bank can provide you with promotional financing options for major purchases. Explore budget-friendly ways to move forward on your must-have home-improvement projects.

Financing Options Available Through Synchrony Bank

Apply Now

Don’t wait to upgrade your home comfort! Complete your quick, secure and private application now. To apply for your Home Design credit card now, click the Apply button below to get started!

 

For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

If your application is approved, or, if you are an existing cardholder, the below promotional financing options may be available.

Plan 180

REDUCED 9.99% APR AND FIXED MONTHLY PAYMENTS EQUAL TO 1.25% OF PROMO PURCHASE AMOUNT – UNTIL PAID IN FULL4

Estimated payoff period of 132 months. See below for additional information.

Plan 181

NO MONTHLY INTEREST IF PAID IN FULL WITHIN 12 MONTHS (DEFERRED INTEREST)5

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.

Plan 182

NO MONTHLY INTEREST IF PAID IN FULL WITHIN 18 MONTHS (DEFERRED INTEREST)6

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for additional information.

 

1. Subject to credit approval. Minimum monthly payments required. See store for details.

2. Based on purchase volume and receivables.

3. Subject to credit approval.

4. Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.

5. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.

6. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.

0% INTEREST 0 PAYMENTS FOR 12 MONTHS

0% INTEREST 0 PAYMENTS FOR 12 MONTHS

You have just days left to access Wm. Henderson’s best financing offer of 2020: 0% interest and 0 payments for twelve months! Apply before 11/27/2020!

Apply Here for Service Finance Financing

Partnered with Financing Experts Service

Finance Company is an approved FHA Title I Lender, and resource for flexible, financing solutions homeowners trust. With over fifty proven financing options, Service Finance connects more families with the right options to make a new cooling and heating system an affordable part of their home improvement plans.

Two fast, simple ways to apply

Cut the wait for a credit approval decision with Service Finance’s easy online form. In six short steps, most homeowners can estimate, apply, and receive financing decisions the same day! All application information is confidential and secure. Applicants are able to read the Service Finance privacy policy and review terms of their offer, before completing their online application.

If completing the online form doesn’t work with your schedule, your trusted Wm. Henderson comfort consultant is on hand to help! You can also access a Service Finance application via their safe, secure smartphone or tablet.

FINANCING: Financing applies towards purchases of Elite®️ Series and Dave Lennox Signature Collection Systems. Excludes boilers. Financing is provided by third-party lenders unaffiliated with Wm. Henderson, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements and satisfactory completion of finance documents. Subject to limited lender availability. Any finance terms advertised are estimates only. Expiring 11/27/2020, subject to change or elimination based on manufacturer participation. See wmhendersoninc.com/finance for details.

MFR: Discount applies towards purchases of Elite®️ Series and Dave Lennox Signature Collection Systems. Excludes boilers. Expiring 11/27/2020, subject to change or elimination based on manufacturer participation.

Promotion Disclosures: 0% interest and 0 payments for twelve months

Financing offers a no payment-no interest feature (during the “promotional period”) on your purchase at an APR of 13.99% in Pennsylvania, 24.99% in Delaware, 23.99% in Maryland, and 24.99% in New Jersey. No finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, and you will not have to pay a monthly payment until the promotion period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay any fiancé charges. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply once the promotional period has ended.

Payment Factor Example 150 PF

Financing available to well-qualified buyers on approved credit at an APR starting at 9.99% for 120 months, with an estimated monthly payment of 1.32% of your purchase amount. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.

Simply Easy

Synchrony Bank expands your purchasing power and convenience with:

A simple application process, and fast credit decisions
Unsecured, revolving credit lines
Open credit line for future purchases
Promotional financing options1
Convenient monthly payment options
Online account management

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